Profit & cash flow · Calculator
Financial ratios
Review 14 measures of profitability, liquidity, leverage and operating efficiency.
EXAMPLE
Your results and working
What this result includes
Use annual / trailing-12-month income and cost figures. Enter average equity, capital employed and total assets for return / turnover ratios; use reporting-date balances for liquidity and debt.
Quick ratio = (current assets − inventory − prepayments) ÷ current liabilities. Return ratios with zero or negative capital / equity are not meaningful and are not reported.
Indicative DSCR = (profit after tax + depreciation + interest) ÷ (interest + scheduled principal). This earnings proxy does not calculate cash available for debt service and may differ from your lender's covenant.
Debtor days use credit sales; creditor days use credit purchases; inventory days use COGS. Use average balances and consistent GST treatment. No industry-wide good / bad cut-offs are assumed.
A ratio is shown as Not available when its denominator is zero or unsuitable. Compare like periods and the same accounting basis; these tools do not assign a credit rating.